Fatwa | Life Insurance is allowed in isalm or not complete Fatwa of mufti Akmal Qadri 2017

Published on Feb 6, 2017


Fatwa | Life Insurance is allowed in isalm or not complete Fatwa of mufti Akmal Qadri 2017. keya muslims k liye insurance karwana jaiz hai jannay k liye poori video dekhein aur doostoon k sath share karein,

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EFU Life Hemayah - Window Takaful

EFU Life Hemayah - Window Takaful Operations corporate video Urdu Version

Islamic insurance or Takaful is a Shariah compliant way of safeguarding/saving yourself and your car/house/family against undetermind future financial losses. A takaful product help member to take their risk on the basis of Friendship, Collaboration, Support and Commonality for common good. 

Considerable things of Takaful are as follows:

 Individuals in the community or society come together on a mutual platform and contribute into a Waqf Fund, run by a Takaful Operator (mean to say we), to safeguard themselves beside upcoming financial losses.

The Takaful Operator doings as an ‘administrator’ of the Waqf Fund and transfers out its role in the form of a Wakeel (Manager);.

 Any contributor who suffers/hurt or incurs a financial loss is rewarded from the Waqf Fund.

At the completion of every year, any excess amount (Surplus) left in the Waqf Fund after paying off claims and meeting expenses may be circulated amongst the contributors as per the advice of the Shariah Mentor and the Appointed Actuary.

ISLAMIC INSURANCE/TAKAFUL

Introduction to Islamic Insurance/Takaful

Islamic insurance or Takaful is a Shariah compliant way of safeguarding/saving yourself and your car/house/family against undetermind future financial losses. A takaful product help member to take their risk on the basis of Friendship, Collaboration, Support and Commonality for common good. 

Considerable things of Takaful are as follows:

Individuals in the community or society come together on a mutual platform and contribute into a Waqf Fund, run by a Takaful Operator (mean to say we), to safeguard themselves beside upcoming financial losses.
The Takaful Operator doings as an ‘administrator’ of the Waqf Fund and transfers out its role in the form of a Wakeel (Manager);
Any contributor who suffers/hurt or incurs a financial loss is rewarded from the Waqf Fund.
At the completion of every year, any excess amount (Surplus) left in the Waqf Fund after paying off claims and meeting expenses may be circulated amongst the contributors as per the advice of the Shariah Mentor and the Appointed Actuary.